Karmen has joined the firm’s Banking and Finance Department since July 2018 as senior manager. She focuses on the legal documentation relating to personal and corporate banking.
Karmen holds a master’s degree in Business Administration and a LLB. Prior to joining the firm, she was working with the legal department and credit department of a number of reputable banks in Hong Kong (including Bank of China (Hong Kong) Limited, Citibank N.A. and Rabobank) for over 25 years with experience in providing advice on the construction of financing and collateral documentation (including syndicated finance, trade finance, mortgages, bilateral loan transactions and project finance) and compliance with legal and regulatory requirements in Hong Kong.